ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE

PENGARUH PENDAPATAN, LITERASI, DAN RELIGIOSITAS TERHADAP MINAT BERWAKAF UANG DI KOPERASI SYARIAH BENTENG MIKRO INDONESIA

Farda Khairunnisa

Keywords: Income, Literacy, Religiosity and Interest in Money Endowments

Abstract

This study aims to determine whether the Interest in Money Endowments in the Indonesian Benteng Mikro
Sharia Cooperative is influenced by Income, Literacy and Religiosity. The variables used are the
dependent variable (Y) interest in money endowments and the independent variables (X), Income (X1),
Literacy (X2), and Religiosity (X3). This study took the population using purposive sampling techniques.
The object of research is at the Sharia Cooperative Benteng Mikro Indonesia Indonesia Tangerang
Regency. The method used in this study is a quantitative descriptive method, by conducting statistical
tests consisting of validity tests, reliability tests and hypothesis tests. By testing the variables Income (X1),
Literacy (X2), and Religiosity (X3) of Money Endowment Interest (Y). This study was tested using
SmartPLS version 4.0. The results showed that income had a positive effect on interest in money
endowments, literacy had no effect on interest in money endowments, and religiosity had a positive effect
on interest in money endowments.